Privacy Policy
Waywe is an app for tracking personal spending. This policy explains what data it processes, where that data is kept and how you control it.
In short
- Waywe never receives your financial data: it stays on your device and in your own cloud.
- Your records are stored on your device. If you sign in with Apple or Google, a copy is kept in your own iCloud or Google Drive.
- The App has no ads and no cross-app tracking. It sends anonymous usage statistics, which you can turn off in Settings (see “Usage statistics”).
- We do not sell or share your data with anyone.
Data the App processes
| Data | Why | Where it is kept |
|---|---|---|
| Expenses, income, accounts, debts, plans, savings | The App’s core function | On your device; a copy in your iCloud or Google Drive |
| Name, email address and Apple or Google account ID | Sign-in and keeping a copy in your cloud | On your device |
| monobank token | Reading balances and statements | In the device’s secure storage (Keychain) |
| Telegram session | Reading PrivatBank’s transaction messages | In the device’s secure storage (Keychain) |
| Receipt photos | Attaching to an expense | Only on your device; not included in the copy |
Bank connections
monobank. You obtain a personal token on monobank’s website and paste it into the App. The token only allows reading balances and statements. Requests go from your device directly to monobank.
PrivatBank. PrivatBank sends transaction messages to Telegram. To read them, you sign in to your Telegram account in the App. Waywe reads only the PrivatBank bot chat and sends nothing on your behalf. The session appears in Telegram under “Devices”, where you can end it at any time.
Bank access keys are stored only on the device where they were added and are never included in the cloud copy.
Cloud copy
If you sign in with Google, a copy of your data is kept in the App’s hidden folder in your Google Drive, accessible only to Waywe. If you sign in with Apple, it is kept in the App’s container in your iCloud. We have no access to either. Without an account, your data stays on the device only.
Third-party services
The App contacts the following services, and only in connection with features you turn on:
- Apple — Sign in with Apple, iCloud;
- Google — Sign in with Google, Google Drive;
- monobank — balances and statements;
- Telegram — reading PrivatBank’s messages;
- Cloudflare — hosting waywe-finance.com, where anonymous usage statistics are sent (unless turned off).
Their handling of data is governed by their own privacy policies.
Deleting your data
- Everything. Profile → “Delete all account data”. Records are deleted from the device and from the copy in your cloud.
- This device only. When you sign out, the App offers to clear the data on the device; the cloud copy stays.
- Bank access. Disconnect a bank in the App’s settings. You can also revoke the monobank token on the bank’s website and end the Telegram session in Telegram.
Data kept only on the device cannot be recovered after the App is deleted.
Usage statistics
To find bugs and understand what to improve, the App sends anonymous usage statistics: which screens are opened, which actions are taken (for example “expense added”, “bank connected”, “intro completed”), when the App was opened, and the App and system version.
- A device is marked with a random identifier the App creates on first launch. It is not linked to your name, email address, Apple or Google account, or any device identifier.
- The statistics contain no amounts, expenses, income, accounts, merchant names, notes, bank access keys or any other records of yours.
- They are sent to our site waywe-finance.com (hosted on Cloudflare), are not shared with third parties and are not used for advertising or cross-app tracking.
- You can turn them off in the App’s settings: “Anonymous statistics” → “No”. After that nothing is sent.
Children
The App is not intended for children under 13, and we do not knowingly collect their data.
Changes
If this policy changes, the new version will be published on this page with an updated date.
Contact
Privacy questions: romanivvladyslav057@gmail.com.